Hotel Affordability Calculator

Estimate DSCR, cap rate, and cash-on-cash return before you request an NDA.

Deal inputs

Purchase price

Down payment

Interest rate

% / yr

Loan term

years

Annual NOI (Net Operating Income)

Key metrics

DSCR

1.88x

Cap rate

11.67%

Cash-on-cash return

18.20%

Monthly payment

$15,519

Deal summary

Equity (down payment): $900,000
Loan amount: $2,100,000
Annual debt service: $186,226
Annual NOI: $350,000
Cash flow after debt: $163,774

DSCR ≥ 1.25 — most commercial lenders will approve this deal at standard terms.

This calculator is for illustrative purposes only and does not constitute financial or investment advice. Consult a qualified lender and accountant before making any investment decision.